Claude Cowork has no price of its own. It comes with every paid Claude plan, and as of 13 November 2026 the US list prices are Pro at $20 a month or $200 a year billed up front, Max at $100 a month, Ultra at $200 a month, Team seats at $25 or $125 a month billed monthly ($20 or $100 a month billed annually), and Enterprise at $20 a seat a month, billed annually, plus all usage at API rates. The Free plan does not include it.
I read those prices on Anthropic's own pages. They are in US dollars and exclude tax, and Anthropic's Max and Ultra help articles add that mobile prices may vary by app platform.
On this page
The plan price is the easy part. Anthropic's Cowork page warns that Cowork "consumes limits faster than Chat", and every individual plan caps usage by the week. How much you hand off decides the plan.
Claude Cowork pricing in five lines (November 2026)
- Claude Cowork is included, not sold separately: Pro $20 a month or $200 a year up front, Max $100 a month, Ultra $200 a month (US list prices before tax, read 13 November 2026).
- It is not on the Free plan. Anthropic says Cowork needs a paid plan, and the merged Claude experience reaches Free plans "soon", with no detail.
- Cowork uses your limits faster than chat, Anthropic says, and Pro, Max and Ultra all have a weekly limit. Past it, you can turn on usage credits, billed at standard API rates on top of the plan.
- Max 20x is now Ultra: $200 a month for 10x Pro's weekly usage, with no five-hour limit for verified accounts. Max is one $100-a-month plan at 5x Pro.
- Teams pay per seat: $25 or $125 a month, or $20 or $100 a month billed annually, with Cowork on both seats. Enterprise is $20 a seat a month billed annually plus every token at API rates, from 20 seats.
How I read Anthropic's prices
I read Anthropic's pricing page, its Cowork product page, its help articles on Cowork, the Pro, Max, Ultra, Team and Enterprise plans, usage limits, usage credits and refunds, and its release notes, on 13 November 2026. I bought no plan and ran no Cowork task, so every bill below is my arithmetic on Anthropic's list prices. ChatGPT's, Microsoft's and Manus's prices come from their own pages, read the same day.
Five loads of claude.com/pricing showed the same four individual plans at the same prices. There is no monthly and annual switch: the Pro card prints both billing options in one sentence.
Anthropic sells no Cowork plan and prints no Cowork price. Each plan card on its Cowork page carries its own Cowork line, and the $200 plan older guides call Max 20x is now Ultra. Pages loaded from an Indian connection still showed US dollars, and Anthropic says its prices exclude tax.
Which Claude plans include Cowork, at a glance
Every Claude plan, its price in both billing states and its Cowork status, in US dollars as of 13 November 2026:
| Plan | Billed monthly | Billed yearly | Cowork | Usage, as Anthropic words it |
|---|---|---|---|---|
| Free | $0 | n/a | No | "Limited usage every 5 hours and every week" |
| Pro | $20 a month | $200 a year, billed up front | Yes | "More usage than Free, every 5 hours and every week" |
| Max | $100 a month | Not offered | Yes | "5x Pro usage every 5 hours and every week" |
| Ultra | $200 a month | Not offered | Yes | "10x Pro usage every week", no 5-hour limit for verified accounts |
| Team, Standard seat | $25 a seat a month | $20 a seat a month, billed annually | Yes | "more usage than Pro" |
| Team, Premium seat | $125 a seat a month | $100 a seat a month, billed annually | Yes | "5x more usage than standard seats" |
| Enterprise | Not offered | $20 a seat a month, billed annually, plus usage at API rates | Yes | No per-seat usage limits; every token is billed |
Anthropic's pricing page (Individual and Team & Enterprise tabs), its Cowork page and its Team and Enterprise help articles, read 13 November 2026. US list prices before tax; text in quotation marks is Anthropic's.
Read the Pro card's small print before you compare. The large $17 is the $200 annual charge spread over twelve months; billed monthly, Pro is $20. Max and Ultra print one price each because neither has an annual option.
Is Claude Cowork free?
No. Anthropic's Get started article says "Cowork is available to paid Claude plans (Pro, Max, Ultra, Team, Enterprise) only." The pricing table agrees: on the row "Hand off and schedule tasks", Free reads No, and the Cowork page's hero says "Works with a paid plan."
The free version of Claude is still there. Anyone in a supported location can sign up at claude.ai with an email address, then chat, search the web and create files, with "Limited usage every 5 hours and every week". Handing off a task is the part Free leaves out.
Two things people search for are missing from Anthropic's pages as of 13 November 2026. No free trial of Pro, Max or Ultra appears on any page I read; the pricing table lists trials only for sales-assisted Enterprise. And there is no date for Cowork on Free. Anthropic says the merged Claude experience will reach Free plans soon, without saying what Free users will be able to hand off.
Claude Pro at $20: Cowork for quick tasks
Pro costs $20 a month billed monthly, or $200 a year billed up front, as of November 2026. The Cowork page pitches it as "Perfect for quick tasks like organizing a folder or pulling together a short report." Right under the price sits the sentence I would read twice: "Claude Cowork consumes limits faster than Chat. For heavy usage, consider upgrading."
Pro's limits come in two layers. Anthropic's Pro help article says Pro has "a five-hour limit and a weekly usage limit that applies across all models", and the five-hour window starts with your first message. The comparison table calls both limits 1x, so Pro is the yardstick every other plan is measured against. Fable, Anthropic's top model, sits outside the allowance: the Pro card lists "Fable, paid with usage credits".
Paying for a year up front brings Pro to $16.67 a month, billed as $200.
Twelve monthly payments of $20 come to $240. The annual plan charges $200 once, which is $16.67 a month and $40 a year saved, by my arithmetic on the November 2026 list. The card prints $17, but no monthly $17 charge exists: you pay $200, once.
That saving only lands if you stay. Outside its Consumer Terms, local law and fraud, Anthropic's refund article calls payments non-refundable (EEA and UK customers may get a refund within 14 days, prorated to use), so I would try Cowork on monthly billing first. If you later move up, Anthropic credits unused time on your current plan toward the new one. Max and Ultra have no annual option at all.
Max or Ultra: what $100 and $200 buy for heavy Cowork use
Moving up buys headroom, not a cheaper unit. Both plans are billed monthly only, as of November 2026, and Anthropic's help articles say the $100 and $200 prices are for web subscriptions; mobile pricing may vary.
| Plan | Price | Five-hour limit | Weekly limit vs Pro | Weekly allowance per $100 | Fable |
|---|---|---|---|---|---|
| Pro, billed monthly | $20 a month | 1x | 1x | 5x | Paid with usage credits |
| Pro, billed yearly | $200 a year ($16.67 a month) | 1x | 1x | 6x | Paid with usage credits |
| Max | $100 a month | 5x Pro | 5x | 5x | Up to half the weekly limit |
| Ultra | $200 a month | None, for verified accounts | 10x | 5x | Up to half the weekly limit |
Prices, limits and Fable terms from Anthropic's pricing page and plan help articles, read 13 November 2026. The per-$100 column is my arithmetic on the weekly limit.
On the weekly limit, every monthly tier buys the same amount per dollar: 5x Pro's weekly allowance per $100. Only annual Pro buys more. The extra money pays for what surrounds the allowance. Max adds five-hour sessions five times Pro's size, Fable inside the plan, "Priority access at high traffic times", early access to advanced Claude features and $100 a month in API credits for building on the Claude Platform. Ultra doubles Max's weekly allowance, drops the five-hour limit for verified accounts and raises the API credits to $200 a month.
The Cowork page frames the split in its own words. Max is "Great value for everyday use on longer, more complex tasks." Ultra is for "power users who hand off work throughout the day." Upgrading from Max to Ultra is charged on a prorated basis for the rest of your billing cycle.
Max 20x is now called Ultra, at the same $200.
Anthropic's Ultra help article says it in two sentences: "The Max 20x plan is now called the Ultra plan. Existing Max 20x subscribers move to Ultra automatically, with no price change." It gives no date for the change, and neither does any other Anthropic page I read. Older guides still list Max 20x at $200 a month. Today Max is one plan at $100 a month and 5x Pro, and the $200-a-month tier is Ultra, at 10x Pro's weekly usage.
Ultra drops the five-hour limit only after Anthropic verifies your account.
The footnote on the Ultra card reads "No 5-hour limit for verified accounts." Anthropic's help article explains the catch: "we automatically verify Ultra accounts using factors like your account and payment history." Until that happens, "a temporary limit applies", and "Verifying your phone number at checkout is a separate step and doesn't remove this limit."
Anthropic's own check is one line: "If you don't see a Current session bar, your account is verified." So a new Ultra subscriber should expect a temporary limit for a while, and no page I read says how long verification takes.
How Cowork uses your plan's limits
Anthropic answers the usage question in its own words, across the Cowork page and its help articles:
- "Yes, agentic tasks consume more capacity than regular chat." That is the Cowork FAQ's answer to whether Cowork uses more of your rate limit, because Claude "coordinates multiple sub-agents and tool calls".
- "Everything you do with Claude counts toward your plan's usage limits."
- Chat, Claude Code and the desktop app share one pool: your usage of all Claude product surfaces "counts towards the same usage limit".
- The pricing FAQ says "there's no fixed message count", and Anthropic "may adjust usage limits" at its discretion.
- While the merged Claude experience rolls out, usage "may be measured slightly differently" for accounts that have it and accounts that do not.
No Anthropic page turns a Cowork task into a count, a token total or a price, so a guide promising a number of Cowork tasks a day on Pro is not quoting Anthropic. Its own tips for stretching a limit are to group related work into one task, start a new conversation for unrelated work, and tell Claude when you only need a quick answer. Your running total sits under Settings > Usage.
What happens when Cowork hits the limit
Anthropic's pricing FAQ gives three ways out when a paid plan runs dry, as of November 2026:
- Wait. The session limit resets every five hours and the weekly limit once a week.
- Move to a higher plan, which takes effect right away.
- Turn on usage credits "to keep working at standard API rates", charged on top of the plan you already pay for.
Usage credits live under Settings > Usage. You switch them on, set a monthly spend limit (or choose unlimited), buy credits and, if you want, turn on auto-reload, which "is only available on the web." Individuals on Pro, Max and Ultra can use them, and Team plans can prepay for them.
Usage credits are a second bill with their own rules. Anthropic says they are "charged separately from your paid Claude subscription and appear as additional charges on your bill", and "Usage credit purchases are non-refundable, including if you cancel your subscription or delete your account." Credits bought on or after 7 December 2026 generally expire 12 months after purchase, while "Credits purchased before December 7, 2026 don't expire." The $100 or $200 a month in API credits on Max and Ultra will not cover any of it: "Usage credits are separate from the monthly API credits included with Max and Ultra plans."
The rate is the API's. Usage credits bill at the same per-token prices as Anthropic's API, from $0.10 per million input tokens on Haiku 5.5 to $8 on Fable 5.2 as of November 2026, and Claude's full API price list covers the rest. Since no Cowork task has a published token count, I will not price one. If you want a sense of scale for a document you plan to hand over, estimate the tokens first.
Claude Cowork on Team and Enterprise
Business plans change the billing model. As of November 2026, Team charges per seat with usage included, and Enterprise charges per seat for access and meters every token on top.
Both Team seats include Cowork, from $20 a seat a month billed annually.
Anthropic's Cowork page is explicit: "Claude Cowork and the Slack connector are included in your Team plan standard and premium seats." A Standard seat costs $25 a month billed monthly or $20 a month billed annually and gives "more usage than Pro"; a Premium seat costs $125 or $100 a month on the same terms and gives "5x more usage than standard seats". Teams run from 2 to 150 seats, you can mix seat types, and Anthropic takes payment by card. Some older guides say only Premium seats include Cowork. Anthropic's own pages say both do.
| Team | Billed monthly | Billed annually, per month | Billed annually, per year |
|---|---|---|---|
| 2 Standard seats (the minimum) | $50 | $40 | $480 |
| 5 Standard seats | $125 | $100 | $1,200 |
| 4 Standard + 1 Premium (one heavy user) | $225 | $180 | $2,160 |
My arithmetic on Anthropic's US Team prices, read 13 November 2026, before tax. Every seat in every row includes Cowork.
Annual billing saves $540 a year on the mixed team of five ($2,700 against $2,160). If you are weighing Team against OpenAI's equivalent, read how Claude Team compares with ChatGPT Business.
Enterprise charges $20 a seat a month, billed annually, for access and bills every Cowork token on top.
The Enterprise help article spells it out: "The seat fee only covers access to the platform and doesn't include any usage. All usage across Claude, Claude Code, and Cowork is billed separately at standard API rates, based on what your team actually consumes. There are no per-seat usage limits and no included token allowance."
Access only. Self-serve Enterprise needs at least 20 seats, takes card or ACH in US dollars, and has you buy usage as credits up front. Sales-assisted Enterprise starts at 50 seats and bills usage monthly in arrears. That puts the self-serve seat floor at $400 a month, billed annually ($4,800 a year), and the sales-assisted floor at $1,000 a month ($12,000 a year), before a single token of usage (my arithmetic). Anthropic's card says only that "Usage cost scales with model and task", so I have no honest usage estimate to give you.
Admins decide whether Cowork runs at all.
- Cowork is on by default and organization owners can switch it off; in organizations that have enabled HIPAA, it starts switched off.
- Cloud sessions are on by default on Team and off on Enterprise until an owner turns them on.
- The "Automatically approve" mode is on for Team, off for Enterprise.
Where Cowork runs, and why that matters for the bill
Claude Cowork has been generally available on macOS and Windows since Anthropic's 9 April 2026 release note, and it is now merging into Claude itself. The Cowork page says "Claude Cowork is now part of Claude." Anthropic's announcement says the merged experience reached general availability on Enterprise on 23 October and on Team on 12 November 2026, and is rolling out on Pro, Max and Ultra "over the next few weeks". Until it reaches your account, Cowork sits next to Chat.
Where each plan can run it, per Anthropic's help articles read 13 November 2026:
- Desktop app: macOS, Windows and Linux (beta), on every paid plan. Local files, browser use and computer use need "The Claude Desktop app for macOS or Windows, open and connected", and computer use is in beta on Pro, Max and Ultra (Anthropic also calls it a research preview).
- Web and mobile: Pro, Max, Ultra and Team, plus Enterprise once an owner enables it.
- The cloud: since 6 October 2026, new tasks on Pro, Max and Ultra run there, with no setting to change that, so a task keeps going with the laptop closed and scheduled tasks run with no device online. Team and Enterprise can run cloud or local sessions.
None of this changes the price. A task started on your phone draws on the same plan limit as one started on your desktop, and Claude Code shares that pool too. Cowork "is built for non-coding knowledge work"; Claude Code, on the same plans, is the one for software, and you can see how Claude Code's price compares with Cursor and Copilot.
How Claude Cowork's price compares with ChatGPT Work, Copilot Cowork and Manus
Each rival below was priced on its own vendor's page on 13 November 2026, in US dollars:
| Product | Free or lower plans | Entry plan with the agent | Higher tiers | Usage unit |
|---|---|---|---|---|
| Claude Cowork | Not on Free | Pro: $20 a month, or $200 a year billed up front | Max $100 a month, Ultra $200 a month; Team from $25 a seat billed monthly or $20 a seat a month billed annually | Plan limits |
| ChatGPT Work | Limited, desktop app only, on Free and on Go ($8 a month) | Plus: $20 a month, on desktop, web and mobile | Pro at $100, $200 or $500 a month; Business $25 a user billed monthly or $20 a user a month billed annually | The same usage structure as Codex |
| Microsoft's Copilot Cowork (preview, US and Canada only) | Not available on Microsoft 365 Personal or Family | Microsoft 365 Premium: $19.99 a month or $199.99 a year, "Limited usage" | Microsoft 365 Pro: $99.99 a month, monthly billing only, "Highest usage" | Named usage tiers |
| Manus | One of two page versions showed a $0 plan with 300 credits a day | $20 a month for 4,000 credits | Up to $200 a month for 40,000 credits; about 17% off billed yearly | Credits |
Anthropic's, OpenAI's, Microsoft's and Manus's own US pricing pages and help articles, read 13 November 2026, before tax. Microsoft limits its AI benefits to the subscription owner. Manus's page showed two versions on different loads.
The four count usage four different ways. Claude Cowork draws on plan limits, OpenAI says ChatGPT Work "follows the same usage structure as Codex", Manus spends credits, and Microsoft labels its tiers "Limited usage" and "Highest usage" without a number. Price the work you would hand off in a typical week, on each vendor's own page. Each rival has its own breakdown on this blog: ChatGPT's plans, Microsoft's Copilot plans (including how Microsoft's work plans meter Copilot Cowork separately) and Manus's credit plans.
Which Claude plan should you pick for Cowork?
My rule, in order, at Anthropic's US prices as of November 2026:
- Start on Pro at $20 a month. Switch to the $200 annual plan once you know Cowork has earned a year.
- Set a monthly spend limit before you turn on usage credits.
- Move to Max at $100 a month when the five-hour limit keeps stopping you mid-task.
- Pick Ultra at $200 a month only when Max's weekly limit is the wall, and expect a temporary limit until Anthropic verifies the account.
- A team of 2 to 150 starts on Team Standard seats. Give Premium seats to the one or two people who hand off work all day.
- Go Enterprise for the controls, not the price. Budget usage at API rates on top of a $400-a-month seat floor, billed annually.
If Claude is one line in a bigger AI budget, compare every AI subscription before you pay for a year. For everything else Claude charges for, including the API, see my Claude pricing explainer.
Where Gravity fits, from the person who builds it
A note from the site you are reading. Gravity, which publishes this blog, is a different kind of tool. You type a task, an agent someone built for that job runs it, and some agents can run on a schedule. Gravity is in public beta. It does not work on your desktop, open your files or drive your apps the way Cowork does, and it does not write code.
Where it overlaps is a few specific jobs. The Lead gen agent finds companies that would buy what you sell, the right person at each, their email with how it was found, and a first email in two versions, and it sends only what you approve. Other agents in the catalog find jobs, find candidates or research what customers in your market complain about.
As of November 2026, Gravity has four plans: Free at $0 with no card, Mini Pilot at $15 a month, Auto Pilot at $20 a month and Auto Pilot Max at $100 a month, and you can buy more usage if you run out. Your first 3 agent runs are free. Explore agents
FAQ
How much does Claude Cowork cost?
Claude Cowork has no price of its own; it comes with a paid Claude plan. As of 13 November 2026, US list prices are Pro at $20 a month or $200 a year billed up front, Max at $100 a month, Ultra at $200 a month, Team seats at $25 or $125 a month billed monthly ($20 or $100 a month billed annually), and Enterprise at $20 a seat a month billed annually plus usage at API rates.
Is Claude Cowork free?
No. Anthropic says Cowork is available on paid Claude plans only: Pro, Max, Ultra, Team and Enterprise. It says the merged Claude experience will reach Free plans soon, without saying when or what Free users will get.
Is there a Claude Cowork free trial?
No free trial of Pro, Max or Ultra appeared on any Anthropic page I read on 13 November 2026; the pricing table lists trials only for sales-assisted Enterprise. The free version of Claude stays available, without Cowork.
Which Claude plan do I need for Cowork?
Any paid plan includes it. Anthropic pitches Pro for quick tasks such as organizing a folder or pulling together a short report, Max for longer, more complex tasks, and Ultra for power users who hand off work throughout the day. I would start on Pro and move up only when the limits stop you.
Does Cowork use more of my usage limit?
Yes. Anthropic says agentic tasks consume more capacity than regular chat, and its Pro card warns that Cowork consumes limits faster than Chat. It publishes no task count or multiplier, and chat, Cowork and Claude Code all count toward the same limit.
What is the difference between Claude Max and Ultra?
Max costs $100 a month for five times Pro's usage every five hours and every week, plus $100 a month in API credits. Ultra costs $200 a month for ten times Pro's weekly usage, no five-hour limit for verified accounts and $200 a month in API credits. Both are billed monthly only, as of November 2026.
What happened to Claude Max 20x?
Anthropic renamed it. Its help center says the Max 20x plan is now called the Ultra plan, and existing Max 20x subscribers move to Ultra automatically with no price change, so it still costs $200 a month as of November 2026.
What happens when I hit my Claude usage limit?
You can wait for the limit to reset, move to a higher plan, or turn on usage credits, which bill at standard API rates on top of your plan. Set a monthly spend limit first: usage credits are non-refundable, and those bought on or after 7 December 2026 generally expire 12 months after purchase.
Is Cowork included in Claude Team?
Yes, on both seat types, for teams of 2 to 150. As of November 2026, a Standard seat costs $25 a month, or $20 a month billed annually, and a Premium seat costs $125 a month, or $100 a month billed annually.
How is Cowork billed on Claude Enterprise?
As of November 2026, the seat costs $20 a month, billed annually, and covers access only. Every Cowork, chat and Claude Code token is billed on top at standard API rates, with a minimum of 20 seats on self-serve plans and 50 on sales-assisted plans, so self-serve seat fees alone start at $400 a month by my arithmetic.
Can I use Claude Cowork on Windows, the web or my phone?
Yes. The desktop app runs on macOS, Windows and Linux (beta) on every paid plan, and web and mobile work on Pro, Max, Ultra and Team, and on Enterprise when an owner enables them. Local files, browser use and computer use need the desktop app open on macOS or Windows.
Is there a Claude Cowork student discount?
Not on individual plans. Anthropic says it offers no standard discounted pricing for Pro, Max or Ultra and occasionally runs limited-time promotions. Education is an institution-wide plan with no public price, and no page I read says whether it includes Cowork.
How does Claude Cowork compare with ChatGPT Work on price?
ChatGPT Plus and Claude Pro both cost $20 a month in the US as of November 2026: Plus includes Work on desktop, web and mobile, and Pro includes Cowork, with a $200-a-year option billed up front. The gap is the free tier: ChatGPT Free and Go get limited Work in the desktop app, while Claude Free gets no Cowork.
Sources
- Anthropic, Plans & pricing, Individual and Team & Enterprise tabs, comparison table and FAQ, US list prices, read 13 November 2026.
- Anthropic, Claude Cowork product page, plan section and FAQ, read 13 November 2026.
- Anthropic, Claude Cowork and chat are now one Claude, dated 16 September 2026 with updates on 23 October and 12 November, read 13 November 2026.
- Anthropic help, Get started with Claude Cowork and Claude Cowork and chat are one Claude, read 13 November 2026.
- Anthropic help, What is the Pro plan?, What is the Max plan? and What is the Ultra plan?, read 13 November 2026.
- Anthropic help, What is the Team plan? and What is the Enterprise plan?, read 13 November 2026.
- Anthropic help, Use Claude Cowork on Team and Enterprise plans and Use Claude Cowork on web, desktop, and mobile, read 13 November 2026.
- Anthropic help, How do usage and length limits work? and Usage limit best practices, read 13 November 2026.
- Anthropic help, Manage usage credits for paid Claude plans and Request a refund for a paid Claude plan, read 13 November 2026.
- Anthropic help, Release notes, entries for 9 April and 16 September 2026, read 13 November 2026.
- OpenAI, ChatGPT pricing, its US price configuration, and the help articles About ChatGPT Pro tiers and ChatGPT Work and Codex, read 13 November 2026.
- Microsoft, Copilot pricing for individuals, the Microsoft 365 Premium store page and How AI usage works across Microsoft 365 subscriptions for individuals (last updated October 2026), read 13 November 2026.
- Manus, Pricing, four rendered loads showing two page versions, read 13 November 2026.
- Gravity pricing (gravity.fast/pricing), November 2026. Free at $0 with no card, Mini Pilot $15 a month, Auto Pilot $20 a month, Auto Pilot Max $100 a month.
- The annual Pro saving, the weekly allowance per $100, the Team seat bills and saving, and the Enterprise seat floors are my arithmetic on the figures above, shown in the body.
